# Risk management

## Smart risk management. Solid peace of mind.

Our rich intelligence and machine learning technology help you protect your business and manage risk in the background, saving time and unnecessary stress. So you can get back to doing what you love.

### Sign Up

### Contact Sales

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## Trusted risk intelligence

### Extensive experience

Lean on expertise earned through securely processing more than 1 billion monthly transactions.

### Fraud detection technology

Our fraud detection tools get smarter with each transaction to help you protect your business from existing and evolving threats.

### Global consumer network

With one of the world’s largest payments datasets, we can help you connect with qualified customers around the globe.

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## Protection for PayPal payments

When you accept PayPal, Pay Later, Venmo, or payments from PayPal invoices, we can help your business avoid chargebacks, reversals, and fees—even when you’re facing a customer dispute—with **Seller Protection** on eligible transactions. [See terms](https://www.paypal.com/us/legalhub/pocpsa-full).

### No risk expertise needed

Built into Advanced Credit and Debit Card payments. No new integration needed.

### Detect fraud

The rich data from our 15+ billion annual transactions enable real-time transaction fraud analysis and order decisioning.

### Avoid false declines

Reduce the instance of false declines and avoid awkward conversations with customers.

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## Pricing that makes it easy to manage risk

You’ll pay the normal merchant transaction fees. Fees and costs are subject to change.

### Seller Protection

**$0**

For eligible PayPal payments transactions

### Fraud Protection

**$0**

For eligible credit and debit card transactions

### Chargeback Protection

**0.40%**

For eligible credit and debit card transactions

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## Learn from our experts

Explore helpful articles, case studies, and webinars about business operations that can help you run your business.

### What is risk management: all you need to know for your business

Author: PayPal Editorial Staff

August 08

### How to help protect your business from phishing and spoofing

Author: PayPal Editorial Staff

May 24

### What are payment reversals and how to avoid them

Author: PayPal Editorial Staff

November 07

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## More ways to manage business operations

### Dispute Management

[Learn more](https://www.paypal.com/us/business/operations/dispute-management)

### Reporting Tools

[Learn more](https://www.paypal.com/us/business/operations/reporting-tools)

### Mass Payments

[Learn more](https://www.paypal.com/us/business/operations/mass-payments)

### Shipping

[Learn more](https://www.paypal.com/us/business/operations/shipping)