# Activating FPA for direct merchants

This flow is for existing merchants who have not signed up for Fraud Protection Advanced (FPA). You can activate FPA through one of the following:

- Business Tools
- Account Settings

## Activating FPA through Business Tools

1. In **Business Tools**, navigate to the **Manage Risk** section. Select the **Fraud Tools** tile highlighted in the following screenshot. On the next screen, select **Get Started.**
   ![Image 1](https://www.paypalobjects.com/devdoc/FPA_Home_Discovery_BusinessTools.png)
   ![Image 2](https://www.paypalobjects.com/devdoc/Get_startedFPA.png)

2. Select **Do it yourself with PayPal's fraud tool** and then select **Next**. If you select **comparison chart**, you'll see a detailed comparison of features for [Fraud Protection](https://developer.paypal.com/docs/checkout/advanced/customize/fraud-protection/) (FP), Fraud Protection Advanced (FPA), and Chargeback protection, as shown in the following screenshots:
   ![Image 3](https://www.paypalobjects.com/devdoc/FPA_Home_DIY_FPA_Recommended.png)
   ![Image 4](https://www.paypalobjects.com/devdoc/FPA_glance.png)

3. A recommended solution will be preselected for you based on your business metrics. However, you can modify the selection if you want. Make sure the **Fraud Protection Advanced Tool** is selected and select **Next**.
   ![Image 5](https://www.paypalobjects.com/devdoc/Activate_Dir_Mer_Select_FPA.png)

4. Confirm your details to set up automatic bank payments for your fraud tool, and select **Next**.
   ![Image 6](https://www.paypalobjects.com/devdoc/Activate_Dir_Mer_Set_Up_auto_debit.png)

5. Select **Let's Go** to open the Fraud Protection Advanced tool and begin customizing your fraud tool.
   ![Image 7](https://www.paypalobjects.com/devdoc/Activate_DirMer_EndOfFlow_.png)

## Activating FPA through Account Settings

Go to your **Account Settings**, select **Payment preferences**. Next to the **Manage fraud** section, select **Choose a fraud tool**.

![Image 8](https://www.paypalobjects.com/devdoc/Manage_Fraud_tool.png)

Follow steps 2 through 5 in Activating FPA through Business Tools to complete the activation process.

## Next steps

### Create and set up filters
Use filters to decide whether FPA approves, rejects, or puts a transaction into a review queue.

### Manage lists
Use the lists feature to manage information and work with their rules to help prevent fraud.

### Review transactions
Review transactions that are flagged for review.

### Monitor FPA activity
You can track which users made changes and when these changes occurred.