# Source: https://docs.klarna.com/payments/web-payments/additional-resources/payment-method-grouping.md

# Payment methods availability

## Learn about Klarna payment methods when loading Klarna’s widget.

We organize the payment methods into groups to display them under intuitive labels for your customers. In the following table, you can see our offering of payment methods. We return the payment method identifier when creating the order. These appear when loading the Klarna payments widget.

| Payment method identifier | Type of payment method |
|---------------------------|------------------------|
| DIRECT_DEBIT              | Pay now                |
| DIRECT_BANK_TRANSFER      | Pay now                |
| PAY_BY_CARD               | Pay now                |
| INVOICE                   | Pay later              |
| PAY_LATER_BY_CARD         | Pay later              |
| SLICE_IT_BY_CARD          | Pay over time          |
| FIXED_SUM_CREDIT          | Pay over time          |